Access to Capital

Financial Institutions/Partners


1st State Bank

Attn: Rick Goedert

P.O. Box 1468

Saginaw, MI  48605


Catholic Federal Credit Union

Attn: Bridget Looby Staffileno

6180 State Street

Saginaw, MI 48603


Chemical Bank

Attn: Mike Debo

21 E. Main Street

Bay City, MI 48708


COPOCO Community Credit Union

Attn: Linda Doan

4265 Wilder Road

Bay City, MI  48706


The Huntington National Bank

Attn: David Green

701 Washington Avenue

Bay City, MI 48708


Fifth Third Bank

Attn: Ed Lesniak

3870 State Street Road

Bay City, MI 48706


Independent Bank

Attn: Michael Stodolak

623 Washington Avenue

Bay City, MI 48708


PNC Bank

Attn: Michelle Vannest

610 Lafayette Avenue

Bay City, MI  48708


Sunrise Family Credit Union

Attn: Barbara Weiler

404 S. Euclid Avenue

Bay City, MI  48706


Thumb National Bank

Attn: Bob Thomas

2985 E. Wilder Road

Bay City, MI 48706


United Bay Community Credit Union

Attn: Lisa Mohler

1309 N. Lincoln Avenue

Bay City, MI  48708


Wildfire Credit Union

Attn: Linda McGee

P.O. Box 3285

Saginaw, MI 48605


Bay County Growth Alliance:

Participation in Commercial loans up to $250,000, BCGA meets the need for growth capital that can supplement financing available from a senior lender for promising businesses that for various reasons, do not qualify for such loans from conventional lenders:

Attn: Bill Lutz

114 Washington Avenue

Bay City, MI  48708


For additional information, contact Bay Future Inc. (989)892-1400